Contractor mortgage lenders

Contractor mortgages – a guide to the preferred lenders. Clydesdale Bank is highly flexible, judging each case on its merits. Kensington accepts lower earners and tolerates some impaired credit.

The best mortgage lenders for independent contractors are the ones that offer genuine contractor mortgages. The best contractor mortgage lenders are: Accord (but not for daily rate contractors) Bank of Ireland.

How do contractors gain access to a specialist mortgage broker? It was Halifax who first enabled contractors to get a mortgage based on their contract rate. Mortgage options for contractors have become more comprehensive in recent years.

Nationwide Building Society. More lenders than ever before have realised the contractor workforce is . Find the best contractor mortgages and how to get one with the Telegraph. How contractors can prove their income to mortgage lenders.

This comparison only includes mortgages from lenders that may accept you if you are self employed. It also includes some specialist mortgage. Everything you need to find a contractor mortgage will be listed on this page.

Accord mortgages are an intermediary-only mortgage lender of Yorkshire . In order to obtain a mortgage everybody will need to prove their income. The majority of applicants will have to evidence their income with payslips if employe . How to access competitive contractor mortgage rates, even for first-timers without. In recent years, the major mortgage lenders have relaxed their lending. Top tips for securing a contractor mortgage.

The leading lenders will be able to secure you a mortgage even if you have only been. How will you be assessed for a contractor mortgage ? This is down to the individual lender. Find out more about the panel that we work with. Halifax are the largest mortgage lender in the UK, and one of the founding banks for flexible lending to contractors on competitive rates.

In your case, this evidence is unlikely to give an accurate picture of your income potential. Our relationships with lenders have been carefully developed over decades of being in the contractor mortgage business, and with our whole of market access,.

Always use a contractor specialist (see more information below). Niche mortgage advisors will have strong relationships with lenders who understand how . If you work full time and can prove your income, getting a mortgage. Some lenders treat contractors as employees, whilst others classify .